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320 W 3rd Street Prophetstown, IL 61277 Residential - Single Family New

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  • 320 W 3rd Street, Prophetstown, IL 61277 Main Photo
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Description

Classic Victorian charm with Queen Anne influences, modern updates, and one of the most inviting wraparound porches you'll find. Built in 1920, this beautifully maintained & thoughtfully updated home offers 4 upper-level bedrooms, original hardwood floors throughout much of the home, and timeless architectural character rarely found today. The 2000 kitchen remodel and addition was thoughtfully designed to blend historic charm with modern living. The addition also features a unique retreat room with radiant in-floor heat, hot tub, and French doors leading to the gazebo and side yard-creating the perfect space to relax and unwind year-round. The lower level was expanded with a newly excavated foundation, adding valuable living space complete with a gas fireplace, ideal for entertaining or cozy evenings at home. Updated full bathrooms on both levels provide modern convenience while the impressive 4-car tandem garage offers drive-through access from the front street to the alley. A walk-up attic above the garage provides abundant storage and future possibilities for a workshop, studio, or hangout space. Rich in character, thoughtfully updated, and filled with unique features, this one-of-a-kind property offers the best of historic charm, modern comfort, and so much space to fill! Photos with furniture have been virtually staged to show the potential of this home. Listing Agent is Related to Seller.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 4,688
Garage Size: 4
Attached Garage
Heated Garage
Built in 1920
Elementary School: Prophetstown Elementary School
Hot Tub
One Fireplace
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General Information

Bedrooms: 4
Bathrooms: 2
Sqft: 4,688
County: Whiteside
MLS ID:

Room Information

Heated Sun Room: 17X43
Study: 15X12
Attic: 27X26
Recreation Room: 27X29
Bedroom 2: 12X10
Bedroom 3: 11X12
Bedroom 4: 10X12
Dining Room: 15X12
Family Room: 27X13
Kitchen: 20X16
Laundry: 7X10
Living Room: 16X15
Primary Bedroom: 11X13
$289,000
Est. $1,926/mo
4beds
2baths
4,688sqft
4cars
Featured Listing New to the Market New
BEDS4 BATHS2 full SQUARE FEET4,688 MLS#12674244
STATUSNew PROPERTY TYPEResidential - Single Family SCHOOLDistrict 3

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Agent Name: Sky Huston
Agent Phone: (309) 221-2535

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320 W 3rd Street, Prophetstown, IL 61277.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $289,000$289,000$289,000
Down Payment $57,800$10,115$72,250
Monthly Mortgage Amount $1,424$1,747$1,785
Taxes $402$402$402
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$127$0
Monthly Estimated Total $1,926$2,376$2,287

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About this area

Illinois/Prophetstown
Prophetstown

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About Prophetstown

Prophetstown, IL is a welcoming small city located along the Rock River in Northwest Illinois offering a relaxed lifestyle rooted in history, nature, and community connection. Known for its scenic river views and quiet residential streets, Prophetstown provides a peaceful environment while remaining within easy driving distance of larger regional cities. The area’s natural surroundings, including nearby parks and open green spaces, make it appealing for those who enjoy outdoor recreation and a slower pace of life. Community events, local schools, and family-owned businesses contribute to the city’s close-knit and friendly atmosphere.

Real estate in Prophetstown reflects the character and accessibility of the community. Buyers will find a mix of classic single-family homes, modest starter residences, and larger homes with spacious yards. Many properties feature traditional Midwestern architecture, mature trees, and established neighborhoods that emphasize comfort and livability. Homes near the river often offer scenic views and a sense of privacy, while newer construction provides modern layouts and updated features for buyers seeking contemporary convenience.

The surrounding countryside offers additional real estate opportunities, including acreage properties and rural homes ideal for those who value open space while staying close to city amenities. Prophetstown’s housing market is generally more affordable than larger metropolitan areas, making it attractive to first-time buyers, families, and retirees alike.

With its riverfront setting, strong sense of community, and variety of housing options, Prophetstown delivers small-town charm and solid real estate value. It stands out as a desirable choice for those seeking a comfortable lifestyle in a scenic and welcoming Illinois community.

If you are ready to start your home buying or selling journey, browse the latest real estate listings in Prophetstown, IL. You can also contact us—we are here to help!

Nearest Ruhl & Ruhl Office: Clinton
301 North Second Street
Clinton, IA 52732
(563) 441-1776

About this community

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/11/2026. The listing information on this page last changed on 06/11/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 06/11/2026 8:45:16 PM EST) or MRED MLS (last updated Thu 06/11/2026 8:43:02 PM EST) or SCWMLS (last updated Thu 06/11/2026 8:43:13 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Thu 06/11/2026 8:04:46 PM EST) or Cedar Rapids MLS (last updated Thu 06/11/2026 8:39:49 PM EST) or NEIRBR MLS (last updated Thu 06/11/2026 8:39:16 PM EST) or ICAAR MLS (last updated Thu 06/11/2026 8:39:02 PM EST) or ECIMLS (last updated Thu 06/11/2026 8:41:11 PM EST) or RMLSA (last updated Thu 06/11/2026 8:41:12 PM EST) or Muscatine MLS (last updated Thu 06/11/2026 8:30:34 PM EST) or No Coast MLS (last updated Thu 06/11/2026 8:44:32 PM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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